Bank VOD allows you to perform the following verifications:   Verification of Deposit For Mortgage Brokers / Processors to obtain Current Consumer account balances as part of the loan qualification process.   Re-Verification/Quality Audit For Mortgage Auditors and Quality Control Firms to validate accuracy of Retroactive Consumer Account information and detect fraud. Business Inquiry/ Commercial Audit For Commercial Account Inquiries as a means to validate banking information in support of an audit, current transaction or extension of credit. IRS Tax Transcripts Form 4506T used by mortgage lenders and others within the financial community to confirm the income of a borrower during the processing of a loan application.   Response Includes: Current balance, 2 month average balance and date opened for checking and current balance and date opened for savings accounts. Response Includes: Accuracy of Verification of Deposit Form or Bank Statements as of the date it was originally processed. Response Includes: Date opened, account type and average balances. Account numbers is REQUIRED to identify customer & produce a response. Response Includes: The IRS provides return transcript, W-2 transcript and 1099 transcript information for individuals or businesses. Proud Members Of: Associated Press | AP - Fri, Aug 12, 2011 FBI's Annual Report on Mortgage Fraud "The most prevalent schemes involve falsifying financial information to qualify buyers who otherwise would be ineligible for a loan".   SSN Verification Verifies whether a name and Social Security Number (SSN) combination match the data in SSA’s records. The submitted information is matched against SSA’s Master File of Social Security Numbers (SSNs). Verification of Employment Requests for Verification Employment and Wage information on both current and prior employees. Loan Payoff Obtain a current Payoff Figure for a loan account. Response Includes: Social Security Number, name, date of birth and a gender code if available. Response Includes: Average three years wage history, dates of employment, status, and job title(s). Response Includes: Payoff Figure as of date/time of inquiry.